Account Rates

Whether you're shopping for your first home, saving for retirement, looking for an affordable credit card or refinancing a vehicle, Integrity FCU offers our members competitive rates to help you meet your financial needs.

Rates by Loan Type

Share Accounts

The credit union is currently paying a dividend rate on the following account balances:

REGULAR SHARE, DAILY SHARE, BUSINESS SHARE, CHRISTMAS CLUB & TRAVEL CLUB - Account balance of $100.00 - $99,999,999.99 .025% with an APY of .025%*
CUSTODIAL SHARE-Account balance of $5.00-$99,999,999.99 .025% with an APY of .025%

MONEY MARKET SHARE ACCOUNTS

TIER 1 ($2500-$25,000.00) .15% with an APY of .15%
TIER 2 ($25,000.01-$50,000.00) .20% with an APY of .20%
TIER 3 ($50,000.01-UP) .25% with an APY of .25%

*Annual percentage yield (APY) is accurate as of March 1, 2015.  Dividend rates may change at anytime without notice. A minimum balance of $2500.00 is required in the Money Market Share accounts at all times to earn the advertised APY. You may make three (3) withdrawals per month. If you exceed this limitation your account can be closed. The required $5.00 balance will be forfeited if the account is closed within the first 90 days of membership.

On the following accounts:

  • Share Accounts
  • Daily Share Accounts
  • Business Share Accounts
  • Custodial Accounts
  • Christmas Club Accounts
  • Travel Accounts

*Annual percentage yield (APY) is accurate as of March 1, 2015. Dividend rates may change after the account is opened. Dividend rates may change at anytime without notice. A minimum balance of $100.00 required in Share accounts at all times to earn the advertised APY. The required $5.00 balance will be forfeited if the account is closed within the first 90 days of membership. Inactive accounts (no activity within a 12-month period) will be charged a $10.00 dormant account fee until account is re-activated or closed.

Checking Accounts

The credit union currently is not paying a dividend rate on the following accounts:

  • Checking Accounts
  • Business Checking Accounts

*Annual percentage yield (APY) is accurate as of March 1, 2015. Dividend rates may change after the account is opened. Dividend rates may change at any time without notice.