Loan Rates

Whether you're shopping for your first home, saving for retirement, looking for an affordable credit card or refinancing a vehicle, Integrity FCU offers our members competitive rates to help you meet your financial needs. Interested in a loan? Apply Today!

Rates by Loan Type

New Vehicles

Newer Models 2013 & Newer – Up to 100% Financing

Up to 60 months as low as 2.24% APR*

New Recreational – Up to 100% Financing

Up to 60 months as low as 5.25% APR*

New Motorcycle – Up to 100% Financing

Up to 72 months as low as 5.75% APR*
* The rate on this product is currently as low as the quoted APR (Annual Percentage Rate), however all rates for these products are based upon an evaluation of applicant credit. Your actual rate may vary. Rates are subject to change at any time. NO APPLICATION FEES!

Used Vehicles

Used 2012 and older –  Up to 100% of average NADA retail value

2012 - 2008 60 months as low as 2.39% APR*
2007 - 2005 48 months as low as 3.75% APR*

Used Recreational – Up to 100% of average NADA retail value

2016 - 2011 72 months as low as 5.50% APR*
2010 - 2008 60 months as low as 6.00% APR*
2007 - 2005 48 months as low as 6.50% APR*

Used Motorcycle – Up to 100% of average NADA retail value

2016 - 2011 72 months

as low as 6.00% APR*

2010 - 2008 60 months as low as 6.25% APR*
2007 - 2005 48 months as low as 6.50% APR*
* The rate on this product is currently as low as the quoted APR (Annual Percentage Rate), however all rates for these products are based upon an evaluation of applicant credit. Your actual rate may vary. Rates are subject to change at any time. NO APPLICATION FEES!

Unsecured Loans

Personal/Signature Loan

Up to 60 months as low as 8.99% APR*1
* The rate on this product is currently as low as the quoted APR (Annual Percentage Rate), however all rates for these products are based upon an evaluation of applicant credit. Your actual rate may vary. Rates are subject to change at any time. NO APPLICATION FEES!

Secured Loans

Share Secured

Up to 60 months 4.00% APR*
* The rate on this product is currently as low as the quoted APR (Annual Percentage Rate), however all rates for these products are based upon an evaluation of applicant credit. Your actual rate may vary. Rates are subject to change at any time. NO APPLICATION FEES!

Mortgages

Mortgage rates can change daily - please contact our loan officers for current rates and fees.

Second Mortgage rates can change daily - please contact our loan officers for current rates and fees.

Home Equity Line of Credit

Open–End Variable Rate - ($150.00 Processing Fee)

Range of Balances Payoff Period Rate
Up to $5,000.00 60 months As Low As Prime +.50% APR*1
$5,000.01 to $25,000.00 120 months As Low As Prime +.50% APR*2
$25,000.01 and Above 180 months As Low as Prime + .50+% APR*3
* The rate on this product is currently as low as the quoted APR (Annual Percentage Rate), however all rates for these products are based upon an evaluation of applicant credit. Your actual rate may vary. Rates are subject to change at any time.
1 *APR=Annual Percentage Rate. Open-end, variable rate Home Equity Line of Credit. Current rate is based on Wall Street Journal Prime + .50, WSP is 4.00% APR as of 3/15/17. Maximum APR is 15.0%. Periodic cap is 3.0% per year (increase or decrease).Rate is As Low As. Higher rates based on credit score. Once you’re “locked in” to the initial rate, it can be subject to change monthly. Payment of 18.68 per $1,000.00 borrowed, based on a 60-month term. Consult your tax advisor regarding interest deductibility. “Equal Housing Lender”
2 *APR=Annual Percentage Rate. Open-end, variable rate Home Equity Line of Credit. Current rate is based on Wall Street Journal Prime +.50, WSP is 4.00% APR as of 3/15/17. Minimum Maximum APR is 15.0%. Periodic cap is 3.0% per year (increase or decrease).Rate As Low As. Higher rates based on credit score. Once you’re “locked in” to the initial rate, it can be subject to change monthly. Payment of $51.92 per $5,000.01 borrowed, based on a 120-onth term. Consult your tax advisor regarding interest deductibility. “Equal Housing Lender”
3 *APR=Annual Percentage Rate. Open-end, variable rate Home Equity Line of Credit. Current rate is based on Wall Street Journal Prime +.50, WSP is 4.00% APR as of 3/15/17. Maximum APR is 15.0%. Periodic cap is 3.0% per year (increase or decrease).Rates As Low As. Higher rates based on credit score Once you’re “locked in” to the initial rate, it can be subject to change monthly. Payment of $191.61per $25,000.01 borrowed, based on a 180-month term. Consult your tax advisor regarding interest deductibility. “Equal Housing Lender”