Whether you’re shopping for your first home, saving for retirement, looking for an affordable credit card, or refinancing a vehicle, Integrity FCU offers our members competitive rates to help you meet your financial needs. Interested in a loan? Apply Today!
New Vehicles
Rates as of May 1, 2024
Newer Models 2021 & Newer – Up to 100% Financing
| Term | Rate |
|---|---|
| Up to 72 months | as low as 5.49% APR*1 |
Newer Recreational 2021 & Newer – Up to 100% Financing
| Term | Rate |
|---|---|
| Up to 48 months | as low as 6.74% APR*2 |
Newer Motorcycle 2021 & Newer – Up to 100% Financing
| Term | Rate |
|---|---|
| Up to 48 months | as low as 6.74% APR*3 |
The rate on this product is currently as low as the quoted APR (Annual Percentage Rate), however all rates for these products are based upon an evaluation of applicant credit. Your actual rate may vary. Rates are subject to change at any time.
(1) A sample monthly payment for a loan of $20,000 for 72 months at 5.49% APR would be approximately $327.41.
(2) A sample monthly payment for a loan of $20,000 for 48 months at 6.74% APR would be approximately $477.85.
(3) A sample monthly payment for a loan of $20,000 for 48 months at 6.74% APR would be approximately $477.85.
Used Vehicles
Used 2020 and older – Up to 100% of average NADA retail value. Rates as of May 1, 2024.
| Years | Term | Rate |
|---|---|---|
| 2020 – 2016 | 72 months | as low as 6.49% APR*1 |
| 2015 – 2012 | 48 months | as low as 7.25% APR*2 |
Used Recreational – Up to 100% of average NADA retail value
| Years | Term | Rate |
|---|---|---|
| 2020 – 2016 | 48 months | as low as 7.74% APR*3 |
| 2020 – 2016 | 60 months | as low as 7.99% APR*4 |
| 2015 – 2012 | 48 months | as low as 8.74% APR*5 |
Used Motorcycle – Up to 100% of average NADA retail value
| Years | Term | Rate |
|---|---|---|
| 2020 – 2016 | 60 months | as low as 7.25% APR*6 |
| 2020 – 2016 | 72 months | as low as 7.50% APR*7 |
| 2015 – 2012 | 48 months | as low as 7.75% APR*8 |
The rate on this product is currently as low as the quoted APR (Annual Percentage Rate), however all rates for these products are based upon an evaluation of applicant credit. Your actual rate may vary. Rates are subject to change at any time.
(1) A sample monthly payment for a loan of $20,000 for 72 months at 6.49% APR would be approximately $337.01.
(2) A sample monthly payment for a loan of $20,000 for 48 months at 7.25% APR would be approximately $482.70.
(3) A sample monthly payment for a loan of $20,000 for 48 months at 7.74% APR would be approximately $487.39.
(4) A sample monthly payment for a loan of $20,000 for 60 months at 7.99% APR would be approximately $406.78.
(5) A sample monthly payment for a loan of $10,000 for 48 months at 8.74% APR would be approximately $248.52.
(6) A sample monthly payment for a loan of $20,000 for 60 months at 7.25% APR would be approximately $399.59.
(7) A sample monthly payment for a loan of $20,000 for 72 months at 7.50% APR would be approximately $346.88.
(8) A sample monthly payment for a loan of $15,000 for 48 months at 7.75% APR would be approximately $365.61.
Unsecured Loans
Personal/Signature Loan
| Term | Rate |
|---|---|
| Up to 12 months | as low as 9.99% APR*1 |
The rate on this product is currently as low as the quoted APR (Annual Percentage Rate), however all rates for these products are based upon an evaluation of applicant credit. Your actual rate may vary. Rates are subject to change at any time.
(1) A sample monthly payment for a loan of $2,000 for 12 months at 9.99% APR would be approximately $176.55.
Secured Loans
Share Secured
| Term | Rate |
|---|---|
| Up to 60 months | 3.00% APR* |
The rate on this product is currently as low as the quoted APR (Annual Percentage Rate), however all rates for these products are based upon an evaluation of applicant credit. Your actual rate may vary. Rates are subject to change at any time.
A sample monthly payment for a loan of $5,000 for 60 months at 3.00% APR would be approximately $89.96.
Mortgages
Our partner, Mortgage Center, is here to help with all your home financing needs. Not only do they offer traditional and government loans, Mortgage Center also offers unique mortgage solutions that other lenders cannot, including:
Zero down payment
Construction loans
Cash-out refinances
No Private Mortgage Insurance
If you’re looking to buy your first home, refinance your current one, or purchase a vacation home, Mortgage Center has a solution for you. Call (800) 353-4449 to speak with a Mortgage Center expert and begin your free pre-approval, or click the button below to apply now!
