Whether you’re shopping for your first home, saving for retirement, looking for an affordable credit card, or refinancing a vehicle, Integrity FCU offers our members competitive rates to help you meet your financial needs. Interested in a loan? Apply Today!

New Vehicles

Rates as of May 1, 2024

Newer Models 2021 & Newer – Up to 100% Financing

Term Rate
Up to 72 months as low as 5.49% APR*1

Newer Recreational 2021 & Newer – Up to 100% Financing

Term Rate
Up to 48 months as low as 6.74% APR*2

Newer Motorcycle 2021 & Newer – Up to 100% Financing

Term Rate
Up to 48 months as low as 6.74% APR*3

The rate on this product is currently as low as the quoted APR (Annual Percentage Rate), however all rates for these products are based upon an evaluation of applicant credit. Your actual rate may vary. Rates are subject to change at any time.

(1) A sample monthly payment for a loan of $20,000 for 72 months at 5.49% APR would be approximately $327.41.

(2) A sample monthly payment for a loan of $20,000 for 48 months at 6.74% APR would be approximately $477.85.

(3) A sample monthly payment for a loan of $20,000 for 48 months at 6.74% APR would be approximately $477.85.

 

Used Vehicles

Used 2020 and older – Up to 100% of average NADA retail value. Rates as of May 1, 2024.

Years Term Rate
2020 – 2016 72 months as low as 6.49% APR*1
2015 – 2012 48 months as low as 7.25% APR*2

Used Recreational – Up to 100% of average NADA retail value

Years Term Rate
2020 – 2016 48 months as low as 7.74% APR*3
2020 – 2016 60 months as low as 7.99% APR*4
2015 – 2012 48 months as low as 8.74% APR*5

Used Motorcycle – Up to 100% of average NADA retail value

Years Term Rate
2020 – 2016 60 months as low as 7.25% APR*6
2020 – 2016 72 months as low as 7.50% APR*7
2015 – 2012 48 months as low as 7.75% APR*8

The rate on this product is currently as low as the quoted APR (Annual Percentage Rate), however all rates for these products are based upon an evaluation of applicant credit. Your actual rate may vary. Rates are subject to change at any time.

(1) A sample monthly payment for a loan of $20,000 for 72 months at 6.49% APR would be approximately $337.01.

(2) A sample monthly payment for a loan of $20,000 for 48 months at 7.25% APR would be approximately $482.70.

(3) A sample monthly payment for a loan of $20,000 for 48 months at 7.74% APR would be approximately $487.39.

(4) A sample monthly payment for a loan of $20,000 for 60 months at 7.99% APR would be approximately $406.78.

(5) A sample monthly payment for a loan of $10,000 for 48 months at 8.74% APR would be approximately $248.52.

(6) A sample monthly payment for a loan of $20,000 for 60 months at 7.25% APR would be approximately $399.59.

(7) A sample monthly payment for a loan of $20,000 for 72 months at 7.50% APR would be approximately $346.88.

(8) A sample monthly payment for a loan of $15,000 for 48 months at 7.75% APR would be approximately $365.61.

 

Unsecured Loans

Personal/Signature Loan

Term Rate
Up to 12 months as low as 9.99% APR*1

The rate on this product is currently as low as the quoted APR (Annual Percentage Rate), however all rates for these products are based upon an evaluation of applicant credit. Your actual rate may vary. Rates are subject to change at any time.

(1) A sample monthly payment for a loan of $2,000 for 12 months at 9.99% APR would be approximately $176.55.

 

Secured Loans

Share Secured

Term Rate
Up to 60 months 3.00% APR*

The rate on this product is currently as low as the quoted APR (Annual Percentage Rate), however all rates for these products are based upon an evaluation of applicant credit. Your actual rate may vary. Rates are subject to change at any time.

A sample monthly payment for a loan of $5,000 for 60 months at 3.00% APR would be approximately $89.96.

 

Mortgages

Our partner, Mortgage Center, is here to help with all your home financing needs. Not only do they offer traditional and government loans, Mortgage Center also offers unique mortgage solutions that other lenders cannot, including:

  • Zero down payment

  • Construction loans

  • Cash-out refinances

  • No Private Mortgage Insurance

If you’re looking to buy your first home, refinance your current one, or purchase a vacation home, Mortgage Center has a solution for you. Call (800) 353-4449 to speak with a Mortgage Center expert and begin your free pre-approval, or click the button below to apply now!