| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|
| How? | All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Integrity Federal Credit Union chooses to share; |
| Reasons we can share your personal information | Does Integrity Federal Credit Union share? | Can you limit This sharing? |
|---|---|---|
| For our everyday business purposes Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. | Yes | No |
| For our marketing purposes To offer our products and services to you |
Yes | Yes |
| For joint marketing with other Financial Companies | Yes | Yes |
| For our affiliates’ everyday business purposes information about your transactions and experiences |
No | No |
| For our affiliates' to market to you | Yes | Yes |
| For non-affiliates to market to you | No | No |
| Call 330-825-2455 or 866-962-0916 or go to www.integrityfcu.org |
| Who is providing this notice? | Integrity Federal Credit Union |
| How does IFCU protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does IFCU collect my personal information? | We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? |
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. |
| Affilliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. | None |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. | Nonaffiliates we share with can include insurance companies, service providers, and mortgage companies. |
| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. | None |
Other important information: If you terminate your membership with IFCU we will not share information we have collected about you except as permitted by law. IFCU trains our employees on the importance of maintaining confidentiality and member privacy.
